Financing Available
Make your dream pool affordable with flexible financing.
Aqua MD partners with trusted financing providers to offer competitive payment options for your pool renovation project.
Why finance your pool?
- Low monthly payments that fit your budget
- Competitive rates for qualified homeowners
- Fast approval process with minimal paperwork
- No need to delay your dream backyard transformation
- Soft Check - Does not affect your credit score
Financing options
Our lenders below specialize in swimming pool and home improvement projects, so they are used to funding a remodel on the schedule construction actually runs. Applications are unsecured home improvement loans, which means no equity requirement, no appraisal and no lien on your home, and pre-qualification uses a soft credit pull that does not affect your score.
Swipe the banner sideways to see it all, then tap it to apply.
Click the banner above to apply with Viking Capital — a pool loan specialist offering one application, multiple loan options, and a free consultation that does not affect your credit score.
How pool financing works
Most homeowners we work with are not paying for a remodel out of pocket. They finance the project, keep their savings intact, and treat the monthly payment as part of the household budget the same way a car payment works. Because a pool remodel adds usable living space and protects the shell you already own, it is one of the few home improvements that both improves day-to-day life and prevents a much larger repair bill later.
You apply directly with the lender, not through us, so your financial information never passes through Aqua MD. Pre-qualifying takes a few minutes online and shows the amount and term you qualify for. Once you know that number, we build the scope of work to fit it — that might mean resurfacing and tile now and saving decking for next season, or funding the entire backyard at once.
Common questions
- Does applying hurt my credit score?
- Pre-qualification uses a soft credit check, which does not affect your score. A hard pull only happens if you choose to move forward with a full application.
- Do I need equity in my home?
- No. These are unsecured home improvement loans, so there is no appraisal, no equity requirement and no lien placed against your property.
- How much can I borrow?
- Approved amounts commonly run from around $10,000 for a resurfacing job up to $250,000 for a full backyard build with a pool, spa, decking, pavilion and outdoor kitchen.
- When do payments start?
- Payments generally begin after the loan funds, which is typically before construction starts. Your lender will confirm the exact first payment date in writing.
- Can I use financing for part of the project?
- Yes. Many homeowners finance the larger items such as decking or an outdoor kitchen and pay for the interior finish directly. We can price the work either way.
- Is there a penalty for paying it off early?
- Most of these home improvement loans have no prepayment penalty, but terms vary by lender and credit profile, so confirm it on your loan documents before signing.
Aqua MD, LLC is not a lender and does not make credit decisions. All rates, terms and approvals come from the independent financing companies listed above.
Pool remodeling financing in Fort Worth and Tarrant County
Aqua MD is based in Fort Worth, and most of the remodels we finance are within a short drive of our shop — from older plaster pools in Fort Worth and Arlington to full backyard builds in Southlake and Mansfield. Because we work across Tarrant County every week, we can price your project realistically against what similar remodels actually cost here, then help you shape the scope to fit the monthly payment you're comfortable with.
What homeowners typically finance with us:
- Interior finishes and resurfacing — pebble and quartz replasters, like our Tahoe Blue mini pebble remodel in Fort Worth and Aqua Blue resurfacing in Arlington
- Tile, coping, and travertine decking — see our travertine deck and coping replacement in Fort Worth
- Outdoor living additions — covered structures like the cedar pavilion and spa we built in Southlake
- Full remodels and new construction — budgeted line by line in our DFW pool remodeling cost guide
Whether your pool is in Fort Worth, Arlington, Southlake, or anywhere else in our service area, the financing process is the same: you pre-qualify with HFS or Lyon in a few minutes, and we build the project around the number they approve. If you'd like a realistic estimate to take into your loan application, request a free on-site visit and we'll walk the pool with you.
Financing available across our entire DFW service area
All loan programs from HFS Financial and Lyon Financial apply to any residential pool remodel, replaster, or outdoor living build anywhere in our service territory.
Tarrant County
Parker County
Johnson County
Ellis County
Dallas County
Ready to explore your financing options?
Contact us today to discuss your project and learn more about the financing plans available.
Request financing info