Financing Available

Make your dream pool affordable with flexible financing.

Aqua MD partners with trusted financing providers to offer competitive payment options for your pool renovation project.

Why finance your pool?

Low monthly payments that fit your budget
Competitive rates for qualified homeowners
Fast approval process with minimal paperwork
No need to delay your dream backyard transformation
Soft Check - Does not affect your credit score

Financing options

Both lenders below specialize in swimming pool and home improvement projects, so they are used to funding a remodel on the schedule construction actually runs. Applications are unsecured home improvement loans, which means no equity requirement, no appraisal and no lien on your home, and pre-qualification uses a soft credit pull that does not affect your score.

HFS Financial — Home Improvement Loans. You Dream It, We Finance It!

Click the banner above to apply with HFS Financial for pool renovation financing — no equity needed, no stage funding.

Lyon Financial — Swimming Pool Loans up to $250,000

Click the banner above to apply with Lyon Financial for pool renovation financing — loans up to $250,000 with no equity required.

How pool financing works

Most homeowners we work with are not paying for a remodel out of pocket. They finance the project, keep their savings intact, and treat the monthly payment as part of the household budget the same way a car payment works. Because a pool remodel adds usable living space and protects the shell you already own, it is one of the few home improvements that both improves day-to-day life and prevents a much larger repair bill later.

You apply directly with the lender, not through us, so your financial information never passes through Aqua MD. Pre-qualifying takes a few minutes online and shows the amount and term you qualify for. Once you know that number, we build the scope of work to fit it — that might mean resurfacing and tile now and saving decking for next season, or funding the entire backyard at once.

Common questions

Does applying hurt my credit score?: Pre-qualification uses a soft credit check, which does not affect your score. A hard pull only happens if you choose to move forward with a full application.
Do I need equity in my home?: No. These are unsecured home improvement loans, so there is no appraisal, no equity requirement and no lien placed against your property.
How much can I borrow?: Approved amounts commonly run from around $10,000 for a resurfacing job up to $250,000 for a full backyard build with a pool, spa, decking, pavilion and outdoor kitchen.
When do payments start?: Payments generally begin after the loan funds, which is typically before construction starts. Your lender will confirm the exact first payment date in writing.
Can I use financing for part of the project?: Yes. Many homeowners finance the larger items such as decking or an outdoor kitchen and pay for the interior finish directly. We can price the work either way.
Is there a penalty for paying it off early?: Most of these home improvement loans have no prepayment penalty, but terms vary by lender and credit profile, so confirm it on your loan documents before signing.

Aqua MD, LLC is not a lender and does not make credit decisions. All rates, terms and approvals come from the independent financing companies listed above.

Ready to explore your financing options?

Request financing info